Dear soul,

Inside of many homes today there is a secret...

One that is destroying marriages, and isolating families,

robbing us of the abundant life and financial freedom

that God longs for us to have.

It's the secret of personal debt.

Personal debt inflicts the lives of millions of families.

It weighs heavily on our hearts and on our minds.

Its secrecy only adds to the burden

as we try to hide it from others and often from ourselves.

Afraid of  looking like a failure we hide it from our children

until they follow in our footsteps, and are in debt themselves.

Today the average household carries

almost $10,000  in personal debt.

We are piling up debt by spending money we don't have

to impress people who may not even like us,

to fill the empty void in our lives.

The Scriptures tell us that a man's life

consisteth not in the abundance of the things which he posesses,

but in contentment, and a helpless dependence on Him.

Over and over throughout the scriptures

we are warned against greed and covetousness.

Yet, too many of us are familiar with the sting of debt,

tossing and turning at night,

wondering where the next payment is coming.

Living paycheck to paycheck.

Dear soul, if that sounds familiar you're not alone.

Many of us, including myself,

have failed in the area of finances.

We live frustrated lives as we stare helplessly at the pile of bills

not knowing which one to pay first.

Although your debt may seem insurmountable,

the Lord is interested in your finances.

He spoke more on the subject of money and possessions

than any other topic in Scripture.

Often He uses money to test our hearts,

to see what is important to us.

Our time, talents, and possessions all belong to Him

to be used for His purposes, and to provide for our families.

The first step in digging your way out of debt

is to take an honest look at your finances.

Although painful, even in debt

we must give back to the Lord what is rightfully His,

as we plan a budget to live within our means.

As long as we excuse sin in our lives

we will continue to fall further behind.

Often the Lord blesses our obedience

by extending the life of things we have.

The car that you are driving

may last longer than what is expected,

or your house be in need of fewer repairs

when you give sacrificially to Him.

***

Although some debts are inevitable,

the one debt that remains outstanding

is the debt of love we owe to one another.

God showed us His love

through the shed blood of His Son,

so that all who will believe in Him might be saved.

It cost Him everything, yet He held back nothing

so that we could have a personal relationship with Him,

and spend eternity with Him in heaven.

The scripture says,

"For all have sinned, and come short of the glory of God."

                ~ Romans 3:23

"That if thou shalt confess with thy mouth the Lord Jesus,

and shalt believe in thine heart

that God hath raised him from the dead,

thou shalt be saved."

                ~ Romans 10:9

Don't fall asleep without Jesus

until you are assured of a place in heaven.

Tonight, if you would like to receive the gift of eternal life

first you must believe in the Lord.

You have to ask for your sins to be forgiven

and put your trust in the Lord.

There's only one way to heaven and that's through the Lord Jesus.

That's God's wonderful plan of salvation.

You can begin a personal relationship with Him

by praying from your heart a prayer such as the following:

"O God, I am a sinner.

I am sorry for my sins.

I want to turn from my sin.

I receive Jesus Christ as my Savior;

I confess Him as my Lord.

From now on I want to follow Him.

In Jesus' name, Amen."

If you have received the Lord Jesus as your personal Savior

after reading this invitation, please let us know.

We would love to hear from you. Your first name is sufficient.

We'll leave the light on for you.

Welcome to the family of God!

We are excited about your decision to accept the Lord Jesus as your Savior,

and would like to encourage you to find a local church that you could be a part of

to help you grow in your new walk with Him. 

Also, we encourage you to develop a personal relationship with the Lord

by reading the Scriptures and praying to Him often.

Talk to Him as you would talk to a dearest friend.

He desires that closeness and intimacy with you!

"He shall feed his flock like a shepherd:

he shall gather the lambs with his arm,

and carry them in his bosom,

and gently lead those that are with young."

                 ~ Isaiah 40:11

Here are some resources for your spiritual growth and discipleship.

Scriptural references for your personal study on this topic:

2 Samuel 24:24, Matthew 6:19, Luke 12:15, Luke 12:27-28,  Luke 21:2-4, John 3:16-17,

Acts 2:21, Romans 10:9, 1 Timothy 6:6-10, Hebrews 13:5, 1 Peter 5:7

If you would like to contact us for spiritual guidance or for follow up care,

feel free to write to us at feedback@photosforsouls.com

We appreciate your prayers and look forward to meeting you in eternity!